Products Liability Insurance

If your business manufactures, imports, or sells goods, you may face claims if a product causes injury, illness, or property damage. Products Liability Insurance provides vital protection against the legal and financial consequences of such claims.

What is Products Liability Insurance?
Products Liability Insurance covers your business against claims arising from products supplied, manufactured, or sold. It may include costs associated with legal defence, compensation, and investigation of incidents involving alleged product defects.

Why It’s Important for Your Business
Even with strict quality control, product-related claims can arise unexpectedly and be costly to manage. Without appropriate insurance, these claims can have a significant impact on your business operations and financial stability.

Key Benefits
• Cover for claims of injury or property damage caused by products
• Protection against manufacturing or labelling defects
• Legal defence and investigation cost cover
• Support for compensation payments where required
• Flexible options for businesses across multiple industries

What is Cyber Insurance?
Cyber Insurance provides cover for losses and liabilities arising from cyber events. This may include expenses associated with data recovery, ransomware attacks, business interruption, and third-party claims if sensitive information is exposed.

Why It’s Important for Your Business
Cyber incidents can strike at any time and have the potential to disrupt operations, damage client trust, and trigger regulatory consequences. Having Cyber Insurance in place ensures that your business has access to the right support and financial protection to respond quickly and effectively.

Key Benefits
• Cover for data breaches and ransomware attacks
• Assistance with forensic investigations and data recovery
• Business interruption support following a cyber event
• Legal and regulatory cost protection
• Public relations support to help protect your reputation